Private charges

Corporate charges

Last changes 27.04.2012
Payment card maintenance for Private individuals
Service Cirrus/Maestro
VISA Electron
MC Standard/
VISA Classic
MC/VISA Gold MC/VISA Platinum
1. Card issue fee 20 EUR 50 EUR 120 EUR 250 EUR
2. Fee for the use of the card 20 EUR 50 EUR 120 EUR 250 EUR
3. Additional card issue fee 20 EUR 35 EUR 100 EUR 200 EUR
4. Fee for the use of the additional card 20 EUR 35 EUR 100 EUR 200 EUR
5. Purchase fee free of charge
6. Cash withdrawal fee
- in NORVIK BANKA
    LVL free of charge
    USD 0,4%
    EUR and other currency 0,4%
in ATM of DNB bank, GE Money Bank, Citadele bank, SEB bank (LVL currency within Latvia) free of charge 1%
- in other ATM 1% (min. 3 EUR) 1,5% (min. 3 EUR)
- in other banks 1% (min. 3 EUR) 1,5% (min. 5,50 EUR)
7. Fee for extraordinary replacement of card due to:
- loss of card 10 EUR 20 EUR 50 EUR 100 EUR
- damage of card 4 EUR 10 EUR 20 EUR 50 EUR
8. Minimum amount of a security deposit - 2 000 EUR 5 000 EUR 10 000 EUR
9. Annual interest rate on a security deposit according to current deposit rates
10. Loan amount (% of placed deposit) - 80% 80% 50%
12. Fee for urgent card issue (8 hours) 10 EUR 20 EUR
13. Post fee 1 EUR
14. M-Banka messages receipt
    - through M-Banka system SMS service 0,10 EUR -
    - through e-mail free of charge -
15. IAPA membership fee - according to current fees free of charge
16. Priority Pass membership fee - according to current fees free of charge
17. Commission for ATM balance request 0,40 EUR
18. Issue of standard references for payment cards´ accounts:  
    - about existence of card account and balance on it in foreign language 10 EUR
    - other references upon client´s request 15 EUR
19. Issue of non-standardized reports:  
     - one-time report 15 EUR
     - weekly report 30 EUR
     - monthly report 50 EUR

Corporate charges

Last changes 27.04.2012
Payment card maintenance for Corporate clients
Service Cirrus/Maestro
VISA Electron
MC/VISA Business MC/VISA Gold MC/VISA Platinum
1. Card issue fee 20 EUR 50 EUR 120 EUR 250 EUR
2. Fee for the use of the card 20 EUR 50 EUR 120 EUR 250 EUR
3. Additional card issue fee 20 EUR 50 EUR 100 EUR 200 EUR
4. Fee for the use of the additional card 20 EUR 50 EUR 100 EUR 200 EUR
5. Purchase fee free of charge
6. Cash withdrawal fee
- in NORVIK BANKA
    LVL 0,1%
    USD 0,4%
    EUR and other currency 0,4%
- in ATM of DNB bank, GE Money Bank, Citadele bank, SEB bank (within Latvia) free of charge 1%
- in other ATM 1% (min. 3 EUR) 1,5% (min. 3 EUR)
- in other bank 1% (min. 3 EUR) 1,5% (min. 5,50 EUR)
7. Fee for extraordinary replacement of card due to:
- loss of card 10 EUR 30 EUR 50 EUR 100 EUR
- damage of card 4 EUR 10 EUR 20 EUR 50 EUR
8. Minimum amount of a security deposit - 2 000 EUR 5 000 EUR 10 000 EUR
9. Annual interest rate on a security deposit according to current deposit rates
10. Loan amount (% of placed deposit) - 80% 80% 50%
11. Fee for urgent card issue (8 hours) 10 EUR 20 EUR
12. Post fee 1 EUR
13. M-Banka messages receipt
    - through M-Banka system SMS service  0,10 EUR
    - through e-mail free of charge
14. IAPA membership fee - according to current fees free of charge
15. Priority Pass membership fee - according to current fees free of charge
16. Commission for ATM balance request 0,40 EUR
18. Issue of standard references for payment cards´ accounts:  
    - about existence of card account and balance on it in foreign language 10 EUR
    - other references upon client´s request 15 EUR
19. Issue of non-standardized reports:  
     - one-time report 15 EUR
     - weekly report 30 EUR
     - monthly report 50 EUR