Deposit programs

Annual Interest Rates on Deposit programs

(effective since May 2, 2013)

 Compare deposit types

 General Provisions for Transactions (Part II, Sections 4, 5)

Savings account
LVL 0,1%
USD 0,1%
EUR 0,1%
RUB 1,5%

"Maximum" deposit
   Amount requirements 1 m. 3 m. 6 m. 9 m. 12 m. 2 y. 3 y. 4 y. 5 y.
LVL from 1000 up to 100 000   0,01%  0,20%  0,35%  0,60%  0,75%  0,90%  0,95% 1,00%  1,50%
  from 100 000  0,02%  0,25%  0,40%  0,65%  0,80%  1,00%  1,05%  1,10%  1,60%
USD from 1500 up to 200 000    0,01%  0,15%  0,25%  0,50%  0,70%  0,90%  1,00%  1,15%  1,35%
  from 200 000  0,02%  0,20%  0,30%  0,55%  0,75%  1,00%  1,10%  1,25%  1,45%
EUR from 1500 up to 150 000    0,01%  0,05%  0,45%  0,55%  0,65%  0,85%  0,95%  1,00%  1,40%
  from 150 000  0,01%  0,10%  0,50%  0,60%  0,70%  0,95%  1,05%  1,10%  1,50%
GBP from 1000 up to 150 000  0,01%  0,01%  0,35%  0,75%  0,95%  1,00%  1,00%  1,00%  1,00%
  from 150 000  0,01%  0,05%  0,40%  0,80%  1,00%  1,10%  1,10%  1,10%  1,10%
CHF from 3000 up to 200 000  0,01%  0,01%  0,05%  0,15%  0,35%  0,40%  0,40%  0,40%  0,40%
  from 200 000  0,01%  0,05%  0,10%  0,20%  0,40%  0,50%  0,50%  0,50%  0,50%
RUB from 500 000 up to 10 000 000  2,00%  2,50%  3,25%  4,00%  4,50%  4,50%  4,50%  4,50%  4,50%
  from 10 000 000  2,50%  3,00%  3,75%  4,50%  5,00%  5,00%  5,00%  5,00%  5,00%

"Promt" deposit
   Amount requirements 2-7 days 8-14 days 15-21 days 22-31 days
LVL from 5000  0,01% 0,01% 0,01% 0,01%
USD from 10000 0,01% 0,01% 0,01% 0,01%
EUR from 10000 0,01% 0,01% 0,01% 0,01%
GBP from 10000 0,01% 0,01% 0,01% 0,01%
CHF from 10000 0,01% 0,01% 0,01% 0,01%
RUB from 500 000 2,00% 2,10% 2,20% 2,30%

"Premium" deposit
   Amount requirements 1 m. 3 m. 6 m. 9 m. 12 m. 2 y. 3 y. 4 y. 5 y.
LVL from 1000 up to 100 000  0,01%  0,20%  0,35%  0,60%  0,75%  0,89%  0,94%  0,98%  1,45%
  from 100 000  0,02%  0,25%  0,40%  0,65%  0,80%  0,99%  1,03%  1,08%  1,54%
USD from 1500 up to 200 000  0,01%  0,15%  0,25%  0,50%  0,70%  0,89%  0,99%  1,12%  1,31%
  from 200 000  0,02%  0,20%  0,30%  0,55%  0,75%  0,99%  1,08%  1,22%  1,40%
EUR from 1500 up to 150 000  0,01%  0,05%  0,45%  0,55%  0,65%  0,84%  0,94%  0,98%  1,35%
  from 150 000  0,01%  0,10%  0,50%  0,60%  0,70%  0,94%  1,03%  1,08%  1,45%
GBP from 1000 up to 150 000  0,01%  0,01%  0,35%  0,75%  0,95%  0,99%  0,99%  0,98%  0,98%
  from 150 000  0,01%  0,05%  0,40%  0,80%  1,00%  1,09%  1,08%  1,08%  1,07%
CHF from 3000 up to 200 000  0,01%  0,01%  0,05%  0,15%  0,35%  0,40%  0,40%  0,40%  0,40%
  from 200 000  0,01%  0,05%  0,10%  0,20%  0,40%  0,50%  0,50%  0,50%  0,49%
RUB from 500 000 up to 10 000 000  2,00%  2,49%  3,23%  3,95%  4,41%  4,32%  4,23%  4,15%  4,07%
  from 10 000 000  2,50%  2,99%  3,72%  4,43%  4,89%  4,77%  4,67%  4,57%  4,47%

"Overnight" deposit
  1 day
LVL, USD, EUR, GBP, RUB (minimum amount of deposit) according to arrangement

"Advance" deposit
   Amount requirements 6 m. 9 m. 12 m. 2 y. 3 y.
LVL from 1000 up to 100 000  0,35%  0,60%  0,74%  0,88%  0,92%
  from 100 000  0,40%  0,65%  0,79%  0,98%  1,02%
USD from 1500 up to 200 000  0,25%  0,50%  0,70%  0,88%  0,97%
  from 200 000  0,30%  0,55%  0,74%  0,98%  1,06%
EUR from 1500 up to 150 000  0,45%  0.55%  0,65%  0,84%  0,92%
  from 150 000  0,50%  0,60%  0,70%  0,93%  1,02%

Subordinated deposit
Deposit program for those who wish to invest funds
for 5/6/7 years in subordinated capital of the bank (rates effective since 05.01.2012)
  Interest paid at deposit maturity date Interest paid monthly
  5 years 6 years 7 years 5 years 6 years 7 years
LVL 4,50% 4,75% 4,85% 4,05% 4,10% 4,15%
USD 4,75% 5,00% 5,10% 4,25% 4,30% 4,35%
EUR 5,25% 5,50% 5,65% 4,65% 4,70% 4,75%
GBP 3,75% 4,00% 4,10% 3,40% 3,55% 3,60%
CHF 1,75% 2,00% 2,10% 1,65% 1,85% 1,95%