Personal charges

Corporate charges

Cash operations* for private individuals
Service Fee
1. Reception of cash on client´s Current account  
    - LVL, USD, EUR free of charge
    - CAD, CHF, DKK, GBP, JPY, NOK, SEK, AUD, RUB 0,5% of amount
1.1. Reception of cash on client´s Deposit account  
    - LVL, USD, EUR free of charge
    - GBP, CHF, RUB 0,5% of amount
1.2. Reception of cash on client´s Savings account  
    - LVL, USD, EUR free of charge
    - RUB 0,5% of amount
1.3. Reception of coins on client´s current/ card account or payment of coins  
    - up to 100 coins free of charge
    - over 100 coins 0,25 LVL (for 100 coins)
2. Cash withdrawal from current and card accounts (without a card)
    - LVL (up to 3000 a day) free of charge
    - LVL (over 3000 a day) 0,1% of amount
    - USD (up to 2000 a day) free of charge
    - USD (over 2000 a day) 0,4% of amount
    - EUR (up to 2000 a day) free of charge
    - EUR (over 2000 a day) 0,4% of amount
    - CAD, CHF, DKK, GBP, JPY, NOK, SEK, AUD, RUB 0,5% of amount
3. Cash withdrawal from deposit account  
3.1. If the following conditions are met:

    3.1.1. cash withdrawal on deposit maturity
    3.1.2. cash withdrawal within 30 calendar days after maturity
    3.1.3. deposit was placed on 3 months or longer
free of charge
3.2. If conditions described in 3.1.1. and 3.1.3. are not met according to cash
withdrawal from
current account
3.3. Cash withdrawal before maturity  
3.3. Cash withdrawal from Savings account according to cash
withdrawal from
current account +
penalty for early
withdrawal of funds
4. Cash withdrawal from savings account  
4.1. Notifying JSC "NORVIK BANKA" 7 calendar days in advance according to cash
withdrawal from
current account
4.2. Without notifying JSC "NORVIK BANKA" 7 calendar days in advance according to cash
withdrawal from
current account +
penalty for
withdrawal of
funds without
notification
5. Cash withdrawal from payment card accounts   
5.1. Cash withdrawal from JSC "NORVIK BANKA" cards using POS-terminal according to payment
card tariffs
5.2. Cash withdrawal from JSC "NORVIK BANKA" cards without the card according to payment
card tariffs
5.3.  Cash withdrawal from payment cards of other banks (LVL, USD, EUR) 2% of amount
6. Reception of dirty, damaged banknotes, issued before 2006 banknotes of 20 GBP or issued in 1974-1990 US dollars 5% of amount
7. Exchange of money of different denominations  
7.1. LVL  
    - exchange of banknotes for banknotes 0,1% (min. 0,20 LVL)
    - exchange of banknotes for coins or exchange of coins for banknotes 0,25 LVL (for 100 coins)
7.2. Foreign currency 1% (min. 0,50 LVL)
8. Collection on agreed terms

* Coins of foreign currencies aren´t accepted and aren´t paid (excl. Riga Airport branch)

Corporate charges

Cash operations* for legal entities
Service Fee
1. Reception of cash on client´s Current account  
    - LVL, USD, EUR free of charge
    - CAD, CHF, DKK, GBP, JPY, NOK, SEK, AUD, RUB 0,5% of amount
1.1. Reception of cash on client´s Deposit account  
    - LVL, USD, EUR free of charge
    - GBP, CHF, RUB 0,5% of amount
1.2. Reception of cash on client´s Savings account  
    - LVL, USD, EUR free of charge
    - RUB 0,5% of amount
1.3. Reception of coins on client´s current/ card account or payment of coins  
    - up to 100 coins free of charge
    - over 100 coins 0,25 LVL (for 100 coins)
2. Cash withdrawal from current and card accounts (without a card)
    - LVL 0,35% of amount
    - USD 0,4% of amount
    - EUR 0,4% of amount
    - CAD, CHF, DKK, GBP, JPY, NOK, SEK, AUD, RUB 0,5% of amount
3. Cash withdrawal from deposit account  
3.1. If the following conditions are met:

    3.1.1. cash withdrawal on deposit maturity
    3.1.2. cash withdrawal within 30 calendar days after maturity
    3.1.3. deposit was placed on 3 months or longer
free of charge
3.2. If conditions described in 3.1.1. and 3.1.3. are not met according to cash
withdrawal from
current account
3.3. Cash withdrawal before maturity  
3.3. Cash withdrawal from Savings account according to cash
withdrawal from
current account +
penalty for early
withdrawal of funds
4. Cash withdrawal from savings account  
4.1. Notifying JSC "NORVIK BANKA" 7 calendar days in advance according to cash
withdrawal from
current account
4.2. Without notifying JSC "NORVIK BANKA" 7 calendar days in advance according to cash
withdrawal from
current account +
penalty for
withdrawal of
funds without
notification
5. Cash withdrawal from payment card accounts   
5.1. Cash withdrawal from JSC "NORVIK BANKA" cards using POS-terminal according to payment
card tariffs
5.2. Cash withdrawal from JSC "NORVIK BANKA" cards without the card according to payment
card tariffs
5.3.  Cash withdrawal from payment cards of other banks (LVL, USD, EUR) 2% of amount
6. Reception of dirty, damaged banknotes, issued before 2006 banknotes of 20 GBP or issued in 1974-1990 US dollars 5% of amount
7. Exchange of money of different denominations  
7.1. LVL  
    - exchange of banknotes for banknotes 0,1% (min. 0,20 LVL)
    - exchange of banknotes for coins or exchange of coins for banknotes 0,25 LVL (for 100 coins)
7.2. Foreign currency 1% (min. 0,50 LVL)
8. Collection on agreed terms

* Coins of foreign currencies aren´t accepted and aren´t paid (excl. Riga Airport branch)