Accounts - JSC "NORVIK BANKA"


	Accounts

	> Deposit programs
	> Account service
	> Accounts
	> Precious metals account (non-physical)
	> Payments for private individuals
	> Payments for legal entities
	> Cash operations
	> Regular payments
	> Automatic account replenishment order
	> Payment cards
	> Remote access
	> Documentary operations
	> Loans
	> Financial centre
	> Safes

Personal charges

Corporate charges

Interest rates on account daily balance

Effective since 06.06.2011

Personal accounts
Service	Fee
1. Account opening	free of charge
2. Change of signature sample card	10 EUR
3. Account maintenance	free of charge
4. Registration of the Power of Attorney	10 EUR
5. Crediting the client´s account	free of charge
6. Placement of payment order in the name of a client (excl. money transfers on own accounts in NORVIK BANKA)
- for internal LVL and currency payments	1 EUR
- for external LVL payments	1 EUR
- for external currency payments	according to current charges
7. Issue of bank statement (for a single CIF)
- monthly	free of charge
- weekly	3 EUR
- daily	5 EUR
7.1. Issue of bank statement duplicate
- for any period of current year	2 EUR
- for any previous period, except for the current year	10 EUR
8. Search of documents in the archives and issue of copies
- for a period of up to 1 month	1 EUR
- for a period of 1-6 months	3 EUR
- for a period of 6-12 months	10 EUR
- for a period of over 1 year	20 EUR
9. Issue of references
- reference about existence of account, account balance, payment of fixed capital	20 EUR
- reference in a foreign language about existence of account, account balance, payment of fixed capital	20 EUR
- other references upon a client´s request	20 EUR
9.1. Issue of non-standardized reports:
- one-time report	15 EUR
- weekly report	30 EUR
- monthly report	50 EUR
10. Copy of Telex or SWIFT message	5 EUR
- sending copy of Telex or SWIFT message by fax within Latvia	1 EUR
- sending copy of Telex or SWIFT message by fax outside Latvia	3 EUR
11. Fax message (1 page)	3 EUR
12. Account closing	free of charge
13. Keeping of funds on the settlement account of a client with whom Bank breaks off the collaboration *	35 EUR monthly (25 LVL)

* - according to the General terms of transactions of NORVIK BANKA, ch. 2 „General terms od settlement account”, p.8.9.

Accounts for Corporate clients

Effective since 04.04.2011

Accounts for Corporate clients
Service	Fee
1. Account opening
- with document package certification	50 EUR
- with certificate	10 EUR
- insolvent organizations	10 EUR
2. Change of signature sample card	10 EUR
3. Issue of signature sample card
- first issued card	free of charge
- following issues	3 EUR
4. Account maintenance	10 EUR monthly
5. Registration of the Power of Attorney	10 EUR
6. Issue of a cheque book (25 cheques)	3 EUR
- one-time cheque cashing	1 EUR
7. Crediting the client´s account	free of charge
8. Placement of payment order in the name of a client (excl. money transfers on own accounts in NORVIK BANKA)
- for internal LVL and currency payments	1 EUR
- for external LVL payments	1 EUR
- for external currency payments	according to current charges
9. Issue of bank statement (for a single CIF)	free of charge
9.1. Issue of bank statement duplicate
- for any period of current year	2 EUR
- for any previous period, except for the current year	10 EUR
10. Search of documents in the archives and issue of copies
- for a period of up to 1 month	1 EUR
- for a period of 1-6 months	3 EUR
- for a period of 6-12 months	10 EUR
- for a period of over 1 year	20 EUR
11. Issue of references
- reference about existence of account, account balance, payment of fixed capital	20 EUR
- reference in a foreign language about existence of account, account balance, payment of fixed capital	20 EUR
- other references upon a client´s request	20 EUR
11.1. Issue of non-standardized reports:
- one-time report	15 EUR
- weekly report	30 EUR
- monthly report	50 EUR
12. Information on auditor´s request	25 EUR
13. Copy of Telex or SWIFT message	5 EUR
- sending copy of Telex or SWIFT message by fax within Latvia	1 EUR
- sending copy of Telex or SWIFT message by fax outside Latvia	3 EUR
14. Fax message	3 EUR per page
15. Account closing	free of charge
16. Keeping of funds on the settlement account of a client with whom Bank breaks off the collaboration *	35 EUR monthly (25 LVL)

* - according to the General terms of transactions of NORVIK BANKA, ch. 2 „General terms od settlement account”, p.8.9.

Interest rates on settlement account daily balance for Non-residents
Currency	Account balance	Annual interest rate
LVL	over 500 (private) over 1000 (corporate)	none
USD	up to 500 000	none
USD	over 500 000	none
EUR	up to 500 000	none
EUR	over 500 000	none