NORVIK BANKA credit cards

NORVIK BANKA offers you a convenient and secure method of payment all over the world. Your VISA or MasterCard credit cards will be the best payment method for payments made abroad, as well as for your regular payments at client service points. Moreover, VISA and MasterCard can also be extensively used on the Internet. Credit cards create the possibility to use a wide spectrum of additional services, and correspond to all essential safety requirements.

Our bank offers a credit line (overdraft) for credit card holders. The overdraft amount is determined individually for every client.

Credit card features:

  • Open a multi-currency account free of charge
  • Choose from possible card currencies - RUR, USD, EUR, LVL, GBP
  • Credit card will allow you to quickly and easily book hotels, cars and airplane tickets
  • Cash availability all over the world with a minimal interest rate
  • Payment for goods and services in Latvia and abroad without extra bank commission
  • Possibility to link additional cards to the card account
  • Single use commission for annual card service without extra commission during the year
  • Automatic conversion of the required amount into the local currency for your payments abroad
  • Cash availability 24 hours a day
  • Free connection to the M-Banka system providing control over the movement of funds in your account in the form of SMS messages to your mobile phone
  • Utilisation of the all-day-round service NORVIK InfoLINE for receiving information about the card account balance as well as blocking the card in the event of its loss or theft
  • Cards have a chip-reading device and magnetic stripe which raises payment security
  • Use of our Internet banking system e-NORVIK for transfers and for checking your account balance from all over the world
  • Cards are valid for 3 years
  • All owners of MasterCard Platinum and VISA Platinum cards get membership with IAPA and Priority Pass by default for free

MC Standard and VISA Classic

VISA Classic and MasterCard Standard represent a universal instrument which is accepted all over the world in places labelled MasterCard or VISA. This includes cash dispensers, real or virtual shops, as well as shops which offer goods and services by mail or phone. Cards of the given type are very popular with a wide audience of clients because these cards guarantee convenience, choice and financial flexibility.

   

MC Gold and VISA Gold

VISA GOLD and MasterCard Gold grant the owner of the card a wide set of additional services, as well as a corresponding level of service and comfort, but also emphasize his high social status and place in society. With this card you’ll feel comfortable in the best world hotels, clubs, boutiques, casinos and restaurants.

   

MC Platinum and VISA Platinum

VISA Platinum and MasterCard Platinum are exclusive credit cards and an indicator of the client’s high status, and the owner automatically joins the rank of VIP persons in any country. Possessing the Platinum card you can rely on excellent service everywhere and at any time in every country in the world. All the owners of VISA Platinum or MasterCard Platinum automatically become users of the prestigious international programs IAPA and Priority Pass, which gives their owners different privileges and favourable conditions.

   

Registration

To get a credit card you need to:

To get a membership of IAPA or Priority Pass you need to:

  • fill in the Agreement on extension of associated membership
  • fill in the Software Licence Agreement Iapa Travel Master
  • fill in the Agreement on participation in the Priority Pass program