Dear clients!

We would like to remind you that effective from April 14, 2012 it is mandatory to use the IBAN (International Bank Account Number) for all funds transfer (wherever applicable) to United Arab Emirates. The IBAN consists of 23 alpha-numeric characters as follows for accounts with ADCB:

2 characters – ISO country code: AE
2 characters – check digits: XX
3 characters – bank code: 003
16 characters – domestic account number: 0000123456789012

IBAN example: AEXX0030000123456789012

Non-compliance with the above requirements or providing an invalid IBAN may lead to delays or rejection of the payment without any responsibility or liability towards JSC NORVIK BANK.